Renovation insurance

Why do you a need renovation insurance policy?

Renovating a property to turn it into your dream home could potentially provide you with extra space and value. However, renovation projects do come with a degree of risk. 

In the first instance you should check with your insurer whether your existing home insurance policy covers you before you start any work.  If it’s a particularly large project, additional insurance cover (a renovation insurance policy) may be needed. This will ensure that if a problem does occur you have appropriate cover in place.

Our renovation insurance helps you:

• Protect your home
  During a renovation your home could be subject to a number of risks; damage, fire, theft of materials etc. Renovation insurance can help ensure you are covered.
• Protect your treasured possessions
  We would always recommend removing or securing all valuable or delicate items in your home during a period of work to minimise the risk of accidental damage. If the worst does happen your renovations insurance will typically respond to pay the costs of repairing / replacing your precious items.

How our prestige insurance team can help

Arranging significant home improvements can be time consuming and stressful. One important factor you don’t want to overlook is your insurance and that is where our team can assist. We understand the emotional value that you invest in your home. This is why we apply the same exacting standards to crafting an insurance solution to help protect it. With a renovation insurance policy this can include:

• Structural damage cover
• Loss or damage to your possessions
• Alternative accommodation - if damage caused during the works makes your property uninhabitable 
• Cover for damage to works in progress
• Public liability