High value home insurance

Insurance for high value homes - specialist cover

Well whether your home has been in the family for generations or you've recently bought it, we understand you want to protect your high value property and your valuable possessions.

Why do you need a high value home insurance specialist? 

Are you aware of the true value of your home? Are you confident you know the cost of a full rebuild, or the cost of replacing all your belongings?

Property underinsurance is a common problem. Complete rebuild costs can be easily overlooked, leaving many high-value items unprotected through "one-size-fits-all" insurance policies. Our high value home insurance aims to give you peace of mind should the unthinkable happen. If your home needs rebuilding and possessions replacing, we'll have you covered.

• More than bricks and mortar
  High value home insurance cover can extend to assets, including first and second homes. We can also protect contents such as fine art, antiques, jewellery, collectables, and even yachts and pleasure craft.
• Around the world
  If you like to travel, we can arrange cover that moves with you, protecting you and your assets worldwide.
• Dedicated claims service
  Should you find yourself in the unfortunate situation of having to make a claim, we'll be here to provide a proactive, reassuring claims service.

How our high value home insurance team can help you

Our team of experienced advisers will take the time to understand your high value home insurance requirements to arrange the right cover for you.

We'll conduct a detailed assessment of your home to establish the property's true value. We'll work with you to develop comprehensive high value home insurance, including relevant and valuable additional services that offer real benefits.

You can be sure of one thing: the expertise of your dedicated adviser and their passion for providing the best protection and service.

What does high value home insurance cover?

• Worldwide 'all risks'
  Cover for your possessions with no deduction for wear and tear, even on clothing.
• Fine art cover
  Protecting your valuable assets, including depreciation in value following a covered loss, death of an artist and defective title cover.
• Identity fraud protection
  Helping to cover the cost of reinstating your credit status following fraudulent activity.
• Protection for your family
  Including carjacking, stalking threats and home invasion.
• Student possessions
  Covered whilst away from the family home.
• Worldwide annual travel
  With high cancellation limits for those luxury trips abroad.
• Legal expenses
  For family members.
• High single article limits
  For valuables, reducing the need for expensive valuations.
• Second homes
  We can include all your properties under one insurance policy.